Christian Debt Recovery

Debt Advice Scotland Forum

April 19th, 2010 |

Author: Gavin

Wrong Mobile Phone Tariff Could be Wasting Money

An average British person wastes about £200 a year on their mobile phone bill, according to recent report from Ofcom, where they reviewed 28,000 mobile phone bills in order to discover how much money is being wasted each year.

Ofcom discovered that 76% of people are on the wrong contract which could waste over £194 each year and 52% of these people were on a contract that had too many minutes and messages, as they used only a quarter of their tariff’s call allowance. 29% of those on the wrong mobile phone contract were on a package that did not have enough allowance and are wasting money on additional texts, calls and data.

Unnecessary spending is just one of the ways that people can get themselves into debt. Debt worries can be an emotional strain, and Debt Release Direct’s dedicated, CERT-DR qualified advisors can help assist you by offering debt advice and debt help. Please call Debt Release Direct on 0800 019 7465 should you have any queries about debt management or other debt products such as IVAs or bankruptcy.

You can visit Debt Release Direct at http://www.debtreleasedirect.co.uk

At some point in their life, almost everyone finds themselves in need of financial assistance or advice. When you need help with your debts it is crucial to talk to a professional who can give you the right debt advice, quickly.

Debt Release Direct is part of the Release Money Group, which has more qualified debt experts than any other debt management company. We pride ourselves on the quality of our professional advice and the effective debt management plans and debt solutions that we offer.

As a founder member of the Debt Resolution Forum (DRF) we are helping to promote professional standards and spearheading the adoption of the professional Cert-DR qualification in debt advice. Whether you would prefer to speak to a debt professional face to face, on the phone or receive debt advice online we will be happy to advise and support you in strictest confidence and with no obligation.

If you qualify to write off unsecured debt in an IVA, we refer you to our in-house insolvency practice Varden Nuttall Ltd, which is the UK’s top-rated insolvency practice by customers on IVA.com and in top-3 2010 lists by creditor representatives TIX and KPMG.

Debt Solutions : We Can Offer…

Individual Voluntary Arrangements(IVAs) – a legal agreement allowing you to write off unaffordable debts.
Debt Management Plans (DMP) - allowing you to consolidate your debt into monthly, affordable payments.
Protected Trust Deeds (PTD) – allows you to repay only what you can afford (available to individuals living in Scotland).
Bankruptcy Advice- for individuals overwhelmed by debts who cannot repay what they owe.
Full and Final Settlements – an offer to repay part of your debt agreement writing off the remaining debts.
Remortgages and Loans – we offer you help and guidance on alternative ways of repaying your debts.

About the Author

I am the online marketing manager for Debt Release Direct http://www.debtreleasedirect.co.uk